More HR 3200 excerpts

At the bottom of Page 22 and the top of page 23 the Bill states

"Such report shall include any recommendations the Commissioner deems appropriate to ensure that the law does not provide incentives for small and mid-size employers to self-insure or create adverse selection in the risk pools of large group insurers and self-insured employers."

So the Government wants to make sure that the law doesn’t provide incentives for employers to self-insure?